Multi-level marketing (MLM) (also called direct marketing, affiliate marketing, pyramid schemes, etc.) is a term used to describe a business model that involves signing up distributors to sell a product and enroll other distributors. At one time or another, we have all been exposed to a multi-level marketing scheme, although we may not have been aware of it at the time or may not recognize it by that...

As the economic crisis deepens and more jobs are lost, people are increasingly falling victim to job scams while trying to find their way back into the workforce. The aftermath is typically many times worse than simply being jobless. Serious consequences; including complete financial ruin and even criminal charges await many of the victims. It can be difficult to identify scams working the job angle...